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Financing for Your Home Project

We offer financing through third-party lenders, so you can pay for a remodel, a new roof or a repair over time. You get a detailed price in writing first, and the lender sets the terms.

Call (281) 516-8515 Get a Free Estimate

Free written estimates. Clear, frequent updates from the first call to the final walkthrough.

Fully InsuredOn every job
BondedBacked by a surety bond
Licensed Trade PartnersElectrical, plumbing and HVAC
Free EstimatesDetailed and in writing

How Financing Works

Four steps, from your written price to the start of work.

  1. Get Your Written Price

    We walk the site with you and send a detailed price in writing, so you know the cost before you apply.

  2. Ask About Financing

    Tell us you'd like to finance the project, and we'll connect you with the lender.

  3. Apply With the Lender

    The lender reviews your application and, if you're approved, offers the rate, payment and term.

  4. Sign and Schedule

    Once you accept the lender's terms and sign your contract, we schedule the work.

Good to Know

Financing is one way to pay. Here's what to keep in mind.

  • The Lender Sets the Terms

    Approval, rates, payments and fees come from the lender, not from us. Read the loan documents before you sign, and ask the lender about anything that isn't clear.

  • Subject to Approval

    Financing depends on the lender's credit review. Ask the lender whether applying affects your credit score before you apply.

  • Your Choice

    Financing is optional. You can also pay with savings, a home equity loan, or a loan from your own bank or credit union.

Get your written price first, then decide how to pay. The estimate is free.

Call (281) 516-8515 Request an Estimate

Financing Questions, Answered

Do you offer financing?

Yes, through third-party lenders. You apply with the lender, and the lender decides on approval and sets the rate, payment and term. Ask about it when we send your price.

Is 1097 Construction the lender?

No. Financing comes from third-party lenders. We do the work, and the lender handles the loan, including approval, terms and payments.

Will applying affect my credit?

It depends on the lender and how it checks credit. Ask the lender before you apply.

Can I pay the loan off early?

That depends on the lender's terms. Check the loan documents for any prepayment rules before you sign.

Can I use financing for storm damage repairs?

You can ask about it for storm repairs too. If insurance is paying for the work, Texas law still requires you to pay your deductible, and a signed financing agreement that pays it in full over time counts as proof of payment.

Do I need financing to get an estimate?

No. The estimate is free, and you decide how to pay after you see the written price.

Request a Free Estimate

Tell us what you're planning. We'll walk the site and send a detailed price in writing, and you can ask about financing when you get it. No cost. No pressure.

Request a Free Estimate

We call you back the same business day. Fields marked are required.

What you want done, which rooms or areas, rough sizes if you know them, and when you'd like to start.

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